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Celtic 7

Finance

Does your credit score really matter?

August 15, 2018

Does my credit score really matter? The answer is Yes! The most important question though to ask yourself is-who else does it matter to any why. The world we live in is full of people living the dream, along with hardworking people that are just barely getting by. The people we see driving flashy new cars, living in beautiful new homes and enjoying life…those are the ones that know more than anyone that your credit score matters and why. They are very aware of the benefits of having a high credit score. The higher your credit score, the less you pay according to industry experts Phoenix Credit Repair. It is that simple. Let us pretend that you are wanting to purchase a new car in the next few months. You check into your credit and you have a score of 620. It is not too bad but it’s not really that good either.

You have a reasonable down payment and start narrowing your choices down to what you really want to buy in the next two months. Now you have finally chosen the car you want. You go to the dealership and the salesman is more than happy and just as excited as you are. He runs your credit and he says “we have exactly the car you want and your payments will be exactly what you asked for”. You drive home with a huge smile on your face thinking….that wasn’t too bad, not bad at all.

Your spouse is thrilled with your new vehicle and takes it for a spin. You hand your spouse all the paperwork and tell them how you were the best negotiator and your payments are exactly what you wanted. Your spouse looks it over and says “seven years, we are paying this payment every month for seven years”? All you can figure is there has to be a mistake. But unfortunately you take a look at your interest rate and it all makes sense then. You are paying 20% interest on your new car. The only people smiling and happy now is your financing company.

Now let us go back to when you first checked your own credit score and it was 620. You still have a sizable down payment and looking for that perfect car. You decide to invest in yourself and contact a reputable credit consulting company that provides services that remove errors along with negative information on your credit. They strategically advice you to purchase a tradeline. You spend the rest of your down payment on a two seasoned tradelines, that almost instantly raises your credit score to 780. You have found that perfect car and go to the dealership and the salesman is once again just as excited as you are. He runs your credit and comes back with a huge smile on his face. He informs you that you can choose any car on the lot with zero money down. You decide on an upgraded car than what you previously settled on. The deal is finalized with your John Hancock and you drive home ecstatic, proud of your upgrade purchase. Your spouse takes it for a spin and decides it is now theirs.

Looking over the paperwork you discover you were given a better price overall and it was on your own terms. You didn’t have to put any money down on the car and your payments are exactly what you wanted them to be and for how long. This was only possible because your interest rate is 1.9%. Everyone is smiling now…you, your spouse and the financing company. Here is how and why this works for everyone.

When you invested in your credit by relying on credit consultants to evaluate your credit and followed their advice, that was your winning ticket. They are the ones who know the laws and what will help your credit score in the short term and in the long run. They understand everyday hard working individuals need a break too. They know the benefits of tradelines and how beneficial they can be to everyday people who want to purchase a new car or house. The financial institutions we all have to use in one way or another are in that business to make money. The only concern they have is when and how much money they are making off you. People with excellent credit pay lower interest rates and they pay their bills on time, every time. So the answer is YES your credit score really does matter.

Marketing

SEO and Social Media

August 15, 2018

As the world trends shift rapidly nowadays, so does the Best SEO tactics that actually work. Some hacks that could have made you rank at the top of first result pages just a few years back can get you penalized seriously by big brother. Yet other efforts often overlooked by marketers can make the biggest difference as the rules of the game have changed. Whatever the reason may be for you wanting to rank highly in search results, here are some of the latest and most effective techniques that are still relevant in 2017 with a little bit of a nymph.
• Focus on improving your site speed and efficiency
Making your design faster and more efficient for the use is on the way to ensure your visitors stick with you and actually buy something or even just an idea. They are also more likely to come back, and this is good for your rank.
• Engage you users
Your visitors may be on browsers, but they are like the big cats out on the savannah own in Africa hunting. When thy land on your site they are going to be looking through promptly with hardly any time to waste reading anything. You should impress them, or else they will move on just as a lioness will move on to the next group of antelopes if they can’t quickly spot weak prey for easy kills. So even with the highest click through rates, your conversion could still remain low if your page is not optimized for viewing by visitors to impress.
To achieve this, you can use:
o Inverted pyramid writing bringing the most important ideas first
o Captivating and original images
o Bucket brigades
o Format your website for easier reading
• Focus on YouTube SEO
Google owns the YouTube Platform, and it is not surprising that Videos frequent first page results each and every time. If you use a video, you are more likely to rank high enough for your customers to find you.
• Use longer pages
More content is good particularly if it is authoritative content and not just spam. You can resurrect you existing blog articles and add to their length to make them more useful to the consumer.
• Focus on topic rather than keywords
Keywords can be harmful if overused. Google ranks you better for relevance and usefulness of your content rather than having the highest keyword density. Once upon a time that worked but not anymore. It just boils down to being able to help someone rather than putting your own interests first. First inform then sell, welcome to the communication age.
• Build backlinks
Quality legal backlinks are one better way of growing your traffic and improving your rank on SERPs.

 

In conclusion, you need to understand your audience very well if you want to remain relevant and thus achieve and remain to rank at the top of SERPs. It is all about giving a meaningful service or piece of information to the consumer. And making your site ready for the Search Engine for visitors to have an easy time locating what they are looking for – which includes making your site mobile ready and friendly. And for these and many more advanced Search Engine Optimization tactics, you will be lucky to have your Scottsdale SEO consultants by your side.

Business

Best Home Builders In Vail Colorado

August 15, 2018

If you have decided on building a new home for yourself as well as for your family, then you can pretty much understand the paramount work laid out in front of you. This is because getting a house built is no easy task. It is also not something which can be completed in a handful of months. In order to build your dream home, the first thing that you would have to do is look for the best home builders in Vail. After all, your home also does not deserve anything less than the best.
Now that you know that you would have to step out in search of home builders, you can see that the task is not as easy as it seems. This is because you might have tons of options laid out right in front of you. But the bigger challenge is for you to find the best among all the mediocre others. Therefore, in order to do that, you can consider some of the following steps which have been outlined below:
Get your needs defined
Before going out to search for a home builder, you would need to understand that the search process in fact starts right from home. This is because firstly you would need to get your needs defined. Now this is something which again cannot be done in the matter of a couple of hours. In addition, it is also one of those things which you would need to discuss with your other family members. After most of the major parts have been decided on, it will be easier for you to communicate all this with your home builder. Also, since the home builders are the professionals, then they will also be able to provide their insight and input. This can also help in making your dream home better than what you had visualized.
Look for experience
When going in to new home construction, it is important that you look for experience. Being a home builder, it is quite unlikely that anybody is in business without having a fair amount of experience. So based on the kind of home that you are looking for, it would be good to see how much experience they have accumulated.
Check with the past clients
One way of knowing how good and capable a home builder is by getting some information from their past clients. In the modern day and age, thanks to the internet, this is considered to be a very easy task. All you would have to do is visit their website and read the testimonials of clients. This would help you in getting a much more in-depth knowledge and insight about the kind of work that they do.

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